Insurance Carriers & Ratings (as of 4/15/2024 )

AM Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations. The rating is based on comprehensive company's balance sheet strength, operating performance and business profile. It does not apply to the underlying investments available inside of a variable annuity.
There are 16 rating categories from A++ (1) to S (16) (Detail available Here).

We do not sell annuity products. The main criteria for inclusion in our report is the availability of guaranteed lifetime income built into the policy or available as an optional rider distributed through a widely available, non-proprietary channel.
If your company is not represented here and you wish to be considered for inclusion, please contact us at feedback@LBCalc.com.


Company AM Best Rating
AIG A
Allianz A+
American Equity A-
American National A
Ameritas A
Athene A
Atlantic B++
AXA A+
Brighthouse Financial A
Corebridge A
Delaware A-
Equitrust B++
FG Life A-
Global Atlantic A
Guggenheim B++
Jackson A+
Lincoln Financial A+
Mass Mutual Ascend A+
Midland A+
National Western A
Nationwide A+
North American A+
Oxford Life A-
PacLife A+
Penn Mutual A+
Protective A+
Prudential A+
Securian A+
Sentinel Security Life B++
Symetra A
Transamerica A+

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This tool is easily responsible for over $800,000 of additional annuity sales. The ability to illustrate the best carrier for income today or at a future date at just a click of a keystroke is absolutely priceless. I verify Living Benefit's calculations with illustrations from the carrier and the Living Benefit Calculator is always correct. To keep up with the industry changing so frequently, this tool has been fantastic. Keep up the good work!

Jim Frye CLU
The Frye Company
Twinsburg, OH

As an Investment Advisor working predominantly in the retirement income planning area, I present annuities for my clients' needs each week. I naturally try to present the carrier and the plan that best fits my client, but it is very difficult considering the many variables and the constant changes to the VA contracts. The Living Benefit Calculator saves me hours and frustration each month, and I no longer need to "outsource" this work. Additionally I gain the peace of mind and confidence that a "system" like this provides.

Freddy Williamson
Williamson Financial
Trussville, AL